|
|
CREDIT CARD TYPES |
 |
Airline Credit Cards - earn points whenever you use your cards. The more you spend, the more points received that can be used to earn free flights on major US airlines, car rentals and hotels. Other benefits includes no annual fee, 0% intro APR and more. Apply for your frequent flyer card now! |
 |
Bad Credit Cards - are issued to individuals who cannot get approval for a prime rate card because of poor credit or no credit history. At iCreditOnline.com you will find several offers that will help in maintaining a good credit score. A major factor in maintaining a good credit score is making payments on time and not applying for too much credit within a short period of time. |
 |
Balance Transfer Credit Cards - enables the card holders to transfer balance from a higher interest rate card to a lower interest rate card. The most common introductory rate offered is 0% APR for as long as 12 months. It is advisable not to make new purchases during the introductory period to avoid been charged interest and to get the most savings. |
 |
Business Credit Cards - offer benefits such as 0% intro APR on your balance transfers and purchases, cash back rewards on business purchases, business travel rewards, no annual fee, online account management and discount on everyday business purchases. Plus a host of other benefits and features such as higher credit limit and expense management. |
 |
Cash back/Rewards Credit Cards - offers up to 5% discount on your purchases, travel points reward or frequent flyer miles that earn free flights, gasoline and shopping rebates and more. To get the best deal from your card is to pay off your balance each month. Nothing is better than getting paid to use your credit card. |
 |
Gas Rebate Credit Cards - are very popular and are used to get cash back and bonus points towards getting free gas based on purchases made. Card holder can also get up to 5% rebate at grocery store and drugstore. Other benefits may include 0% Intro APR for purchases and balance transfers up to 12 months and no annual fees. |
 |
Instant Approval Credit Cards - are targeted to people with excellent credit records. This approval or denial process may only take minutes. Once you have received your approval via email, your card will be mailed to you. |
 |
Low Interest Credit Cards - You've worked hard for your money and you want to enjoy spending it. So why waste your spending power on high- interest payments when there are so many low- interest credit cards available to help you get the most out of your money? |
 |
Merchandise Cards - is a great way to establish and re-build your credit. Monthly credit limits increases are available to those that qualify and your credit line is reported to the major Credit Bureaus. |
 |
Prepaid Visa or MasterCard - takes the place of carrying a checkbook or cash. These cards carry the VISA or MasterCard logo and is used like a standard credit card with certain limitations, such as not being able to rent a car. Purchased transactions are contingent upon having enough funds in your account to cover the purchase. Once the funds are depleted, the card will need to be recharged to be used again. |
 |
Student Credit Cards - are offered to high school students and college students with the company's hopes of retaining their business in the future. They are recommended for students who are ready to meet their financial obligations and want to start the process of establishing a good credit record. |
 |
Secured Credit Cards - are similar to prepaid cards in that the funds you are using are actually yours and not the issuer of the credit cards. Generally, people who apply for these cards have poor credit or no credit history. The cardholders are required to deposit a sum of money in a bank to secure the credit and the spending limit is the amount of money loaded to the card. |
 |
Unsecured Credit Cards - interest rates and fees will be higher than regular credit cards and are issued to individuals with poor credit score. Many card issuers' offers these cards with instant credit card approval in at least 60 seconds. |
|
|
CREDIT CARD ISSUERS |
 |
Advanta - provide business credit cards to small business owners with low fixed APR, cash back, no annual fee, 0% Intro APR* on purchases and balance transfers for 12 months. Also Detailed Expense Management Reports and Free Online Account Management. |
 |
American Express - offers excellent benefits such as 0% Intro APR, no annual fees, cash back, Bonus Miles, fixed APR for the life of the balance, Low balance transfer APR and Free rewards program. Find a card to meet your needs such as AMEX - BLUE CASH® from American Express®, AMEX - Blue from American Express®, AMEX - Gold Delta SkyMiles® Credit Card, AMEX - Preferred Rewards Gold Card, AMEX - Blue Cash® for Business and AMEX - Gold Delta SkyMiles® Business Credit Card to name a few. |
 |
Bank of America - offers excellent offers such as the Miles Edge® Card, Student Visa® Platinum, Visa Signature® with WorldPoints, World MasterCard® with WorldPoints, Anne Geddes Visa® Platinum Card with benefits such as no annual fee, low intro rate, earn points on all your purchases, online access and 24-hour service, fraud protection and more. |
 |
Chase Manhattan Bank - part of JPMorgan Chase offers the Platinum MasterCard®, PerfectCard, Flexible Rewards Platinum Visa, Free Cash Rewards Visa® Card, Travel Plus Platinum Visa®, Platinum Business Card, Business Rebate Card, Universal® Entertainment MasterCard® and more. These cards offer great benefits such as no annual fee, cash back, reward points, 0% Intro APR on purchases and balance transfers for up to 12 months and free travel rewards to name a few. |
 |
Citibank - offers a variety of cards such as Upromise® Card, Drivers Edge® Card for College Students, Platinum Select® Card, CitiBusiness PremierPass(SM) Card, CitiBusiness® Card, CitiBusiness® Card with ThankYou Network(SM). Several offers features 0% Intro APR* for 12 months, cash advance, balance transfers, no annual fee, bonus miles and free online services for bill payment and expense reporting tool. |
 |
Discover Financial Services - issue offers such as Business Card, More Card, Miles by Discover® Card, Open Road Card, Student Card. Many cards have a 0% Intro APR for purchases and balance transfers for up to 12 months, cash back, rewards, $0 fraud liability and no annual fee. |
 |
HSBC Bank - is a major issuer of credit cards that will rebuild your credit over time. These are very popular offers such as the Orchard Bank Gold MasterCard®, Orchard Bank Secured MasterCard®, Orchard Bank Platinum MasterCard®, Orchard Bank Silver MasterCard®, Union Plus® MasterCard® with very attractive features such as a no annual fee, 0% Introductory APR, free online 24-hour account access and Bill Pay and monthly reporting to all 3 credit bureaus. This will assist in maintaining a good credit score. |
 |
Visa Credit Cards - Visa International's more than 21,000 member financial institutions have helped them to become the world's leading full-service payment network. Jointly owned by more than 21,000 member financial institutions around the globe. Visa's mission is to enhance the competitiveness and profitability of its members. Visa member institutions offer the industry's widest range of payment products and services, including:
Credit cards, debit/prepaid cards, Corporate, purchasing, and business cards,
Travelers Cheques & Visa TravelMoney
|
 |
Mastercard - has The Lifestyle Card® That's Right For You. MasterCard offers unparalleled payment options with credit, debit and prepaid cards. With each card, you'll enjoy great features such as acceptance at millions of locations, global recognition, and protection from fraudulent purchases with Zero Liability. Plus premium cards offer an array of additional benefits and services. Whatever your lifestyle, MasterCard has the card that's right for you.
|
|
Credit Card Application Security
Airline
